Liability Cover
Legal Liability Insurance
The Scout Association as a responsible organisation, arranges a National Legal Liability Insurance Programme which is intended to respond in circumstances where a Scout Authority is held liable for injury, loss and/or damage arising from its activities. This policy extends to include a Scout Authority’s potential liability under the Occupiers Liability Act (1957) where it owns or otherwise has legal responsibility for land and/or buildings which it uses – either for its own purposes – or for those of third parties such as other youth organisations, schools, colleges, etc
Employer’s Liability
Where a person is employed (such as a manager, caretaker, cleaner, warden etc) legislation requires adequate Employer’s Liability Insurance to be arranged. We can arrange this for you on completion of a simple questionnaire. Please contact us for more information.
Campsite Liability
This insurance is available to those Scout Campsites and Activity Centres who wish to permit non Scouts/Guides to use climbing and abseiling facilities at their site.
The policy will indemnify the operating Scout authority, its members, servants or agents for all sums which it/they become legally liable to pay for compensation and claimant costs and expenses in respect of and arising out of bodily injury to any non Scout/Guide participating in climbing or abseiling activities using Scout owned/operated facilities, equipment, and/or instructors. Please contact us for more information.
Non-member children
This is a scheme for children (under 18 years old) who are not Members of The Scout Association, but who attend, or take part in, weekly meetings or events because they are accompanying their parent(s), or with other adults. This can also cover crêches opened by groups.
Two types of cover are available:
- Public Liability
- Personal Accident Insurance
For further information, or to request an application pack, please contact us

Unity Insurance Services is a trading name of Scout Insurance Services Limited. Authorised and Regulated by the Financial Services Authority
Lancing Business Park Lancing Sussex BN15 8UG Tel: 0845 0945 702 Fax: 01903 751044 email